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First of all contact your local utility company and communicate with them about your current circumstance and request an extension along with a payment plan in order to give you a bit more time and relief to figure things out and apply for further assistance. I would then suggest going to your utility company's customer solution's department and apply for their various financial assistance programs .. ie., one time family grant, monthly discount for those whom are either low income/disabled/seniors, as well as applying for LIHEAP, and seeking help from The Salvation Army and Catholic Community Services. Here is a link which better details all of these options as well as links to their respective websites: Finding Financial Assistance. Best of luck, Cat
Here are some basics for financial assistance ... also, you may want to try contacting various associations for chronic illness related to liver disease. You may have some luck with that by contacting your local hospitals and their respective social workers. Finding Financial Assistance. Bless your heart.
Has she contacted various housing authorities like Habitat for Humanity? Also, is she disabled? If so, here's a website which may help get you going the in the right direction: https://www.disability.gov/. Also, doing some google searches under seniors and housing needs may find something. Best of luck.
Have you tried The Salvation Army and Catholic Community Services? Also, for a directory of resources in your area and ones which will apply to your situation, try calling 211 or going online to 211.org. Here's a link to a page which covers the basics for assistance, and lists the various websites for each: Finding Financial Assistance and Avoiding Scams. Also, regarding the utilities, have you contacted your utility company and explained your situation, requested an extension as well as a payment plan? That would be the first place to start, then, go to their respective customer solutions department and apply for the low income/disability/seniors discount (if available it's typically around 25% discount, and you only have to be one of the above qualifications - but which ever it is, remember to bring proof of unemployment, disability award or age proof, etc). Also, while there ask for their financial assistance options. Usually they will have a one time family grant, for a flat amount .. in my area it's $150. Then, for the near future, apply for/with LIHEAP for your various utilities. Get on the list, make an appointment, collect your info and make sure you go to that appointment. The amount they help you with is dependent upon your income and number of people in the home, etc. It's important to get that ball rolling so that you will be eligible for assistance in the fall and/or winter, as funds do go fast. Other resources and ideas are included in the link I've provided. I do hope something may be of help for you. Some places, like the Salvation Army I believe, only help when you have received a notice to vacate, so all hope is not lost yet! Blessings, Cat
Section 8 often has a long waiting list, so do apply asap so you can get on that list for the future. Try going online to your state's Department of Health & Social Services. There are other programs and various means of assistance for basic needs available as well, which are listed on the link I have included below. Since you have a child it will likely be a bit easier to get assistance from various programs, which is a good thing. Do you get food assistance as this time? If not, I would encourage you to apply for them asap, as we all need food in our bellies in order to survive, and getting into the system will also make you eligible for other forms of assistance automatically, like free cell and landline phone service, basic healthcare needs, etc. There are also programs which assist with getting families into housing, including some funds for the deposit and first month's rent, and again, these programs are typically through state assistance - DSHS or the equivalent in your state. The Salvation Army and Catholic Community Services offer assistance with one time rental needs, utilities, health care needs, clothes and food. I would suggest looking at each of these and applying. Getting help requires patience and persistence, but it's possible. Another resource at your disposal is 211 or 211.org. This is basically United Way and they are a directory of sorts where you input your needs, where you live and your specific circumstances and they compile a list of various resources which apply to you. Again, this and other information, resources, ideas and their respective website links are provided on the link I have included. Lastly, as far as school goes, I don't know what you've tried or look into, but, you can often apply for full financial assistance - particularly when you have no income - and your tuition, fees, books, and related costs will be covered, and also, you will normally end up with some extra money left over which helps with your basic monthly expenses. I hope some of this will be of some help. If you have any questions, please feel free to shoot me a message anytime. Best of luck and many blessings, Cat
People want to believe there's good in everybody (I am no different), and like to give others the benefit of the doubt, but to be frank, when it comes to the internet, this is a place you need to be most vigilant and careful with/of yourself, your actions and your money. Many many scams out there folks! And sadly, they're on pretty much every website you can think of and every place they can infiltrate, THIS ONE INCLUDED!
I wish people would stop, but that's somewhat of an empty hope, because as long as the economy is in such desperate straights, as long as people have no hope for themselves, no conscious, are purely selfish, lazy, careless of others' lives, feelings, needs and hard work, as long as jobs are scarce, as long as greed rules this country & the world as a whole, and as long as people care more about themselves and appearing wealthy (or being wealthy), well, scamming will continue. It's sickening and wrong in my opinion, and it's extremely unfortunate that a site like this one - built with the intention of HELPING others and not hurting them - continues to see people who don't truly care to hear of resources and try ideas suggested by others whom are equally as poor and struggling to survive, well, I fear that our state of affairs will only grow worse.
I do apologize for going off on a tangent, as this longer message I have composed was not so much directed at yourself, but the latter part about scamming, is directed at all of those who choose to scam instead of working to make a positive difference. It's equally as sad and disappointing to myself that those who choose to scam others (most of whom are targets are NOT wealthy, probably in the same boat as the scammers financially, just good and giving people who actually want to make a difference in this world and truly HELP not hurt), also choose to attack and abuse those who try to help, and make threats, trying to intimidate and guilt the individual(s) offering help, .. or if they can no longer help financially. This is a disgusting and cowardly action/behavior. And all I can say to that is simple: Karma.
Yes, everyone needs some form of help at some point in their lives or another, ... some more than others, and we all deserve help when we find ourselves struggling, but obtaining that help certainly becomes more challenging when so many people have been scammed and will no longer offer their help for fear of trusting that an individuals requests and needs are HONEST & REAL.
I understand that you're dealing with a lot, and therefore are in need of many things, but as far as your vehicle, you may want to check out local technical college's and see if they offer programs for mechanical and body repair, as typically they will work on a car free of labor charges. And the labor charges are usually the largest portion of a car repair bill. Then for parts you can seek out wrecking yards. Here's a little more info on this idea: Finding Financial Assistance and Avoiding Scams: Low Cost/Free Car Repair Idea. As far as basic monthly costs and avoiding eviction, paying rent, utilities, etc., there are several resources and their respective web site's listed here: Finding Financial Assistance and Avoiding Scams. Starting with 211.org or calling 211, may be the best place to start looking for help as well, as you can input all of your info regarding needs, and location, and they will come up with various resources in your region available to you. Several charities require an eviction notice before they offer help, so please don't lose hope in your search for assistance. There are additional financial assistance related ideas and resources listed on the pages I have linked above. If you have any questions about these or other ideas, please don't hesitate to message me. Best of luck! Cat
Hi, do you receive food assistance? If not, I would encourage you to apply asap, and do so under emergency status. Also, do you receive a disability discount through your utility company? If not, contact your utilty company's customer service solutions department. They usually offer a disability/seniors/low income discount of around 25%. While there (or calling), request to apply for any additional financial aid, for example, a one time family grant, as well as applying with LIHEAP. Have you spoken with your utility company about your situation? And requested a payment plan and an extension in order to get your lights back on/staying on? The Salvation Army and Catholic Community Services also offers help with utilities. This link includes info on these resources and others, along with their respective websites for further assistance and applications. I hope one or more of these options may be of some help! Blessings, Cat